Become Debt Free. McLay is now part of A. Farber & Partners Inc. In a free 1 hour consultation with our government licensed professionals we’ll determine whether a consumer proposal or bankruptcy is the right solution. Our goal is to put your money problems behind you and your finances back onto a solid foundation for the future. How do we do this? A. Farber and Partner’s unique R Plan, our three easy step process to rebuilding your financial future, offers individuals who are struggling to manage their debt load a clear path to restoring their financial affairs. It starts with a review of your personal financial situation to determine which debt management solution is best for you. Once the paperwork is complete you will get the debt relief and protection from your creditors that you're looking for. The final part is to help you with rebuilding your credit, which covers credit counselling sessions and credit repair. This provides a solid foundation for your future financial life. more...See more text